Thank you for choosing Westar OB/GYN your healthcare provider.  We are committed to providing you with the best possible care. Your clear understanding of our financial policy is important to our professional relationship.  Please understand that payment of your bill is considered part of your overall treatment.  In order to keep your cost of health care to an absolute minimum, we have adopted the following policies.

Required at Check-In

Each time you check in for your appointment you will be required to verify your personal contact information, present a current copy of your insurance card, and pay your co-payment as well as any outstanding balances on your account.

Insurance Plans

Your insurance is a contract between you and the insurance company.  We must emphasize that as health care providers, our relationship is with you, not with your insurance company.  Prior to your appointment, please contact your insurance company to verify we are participants in your plan and the services you intend to receive are covered.  While the filing of insurance claims is a courtesy that we extend to our patients, all charges are your responsibility from the date that services are rendered. It is your responsibility to know your policy as to whether you have preventive coverage or need services pre-certified, pre-authorized, etc. Not all services are a covered benefit in all insurance contracts. Payment for these services will be your responsibility. In order for us to file a claim, you must present a current insurance card.

Most insurance policies specify that some of the cost of the patient’s care is the patient’s responsibility.  This can be accomplished through any combination of co-payments, co-insurance, or deductibles.  Co-payments are due when you check in for your appointment.  Co-insurance and deductibles are calculated by your insurance company and reported on your explanation of benefits.

Self-Pay

We gladly accept Visa, MasterCard, Discover, American Express, Care Credit, cash and personal checks for payment. Payment in full is expected at the time services are rendered.

Obstetrical Payment Plans

At the beginning of your obstetrical care, we will contact your insurance company and compile an estimate of your portion of your total care. Because this cost may be significant, we arrange monthly payments leading up to the 32th week of pregnancy.